Tim Sanders (www.TimSanders.com) interviews Dave Ramsey on his values as an employer of a company: Financial Peace University. The two are backstage at a Dave Ramsey show in Portland OR in Nov 2010. Sanders was getting ready to give a talk as a special guest on Ramsey’s all day program for 500 local business leaders. Ramsey’s advice: Treat people well, they treat you well. He tells a touching story about one of his employees that had a health crisis with her son – and the company paid her to take care of him!
Filed under credit by on Oct 2nd, 2010. 2 Comments. 
In the unfortunate position of filing dozens of cases of bankruptcy Cincinnati attorneys are finding they are swamped with huge workloads and hectic schedules. One such lawyer, Jamie Greene, found himself increasingly brought work home and it was taking time away from his family. His home life was suffering and his wife and three children were beginning to complain that he was never at home. Although he wanted to be a successful Cincinnati bankruptcy attorney, he was a dedicated family man and not a workaholic, so, ultimately, he decided to change career paths.
A lot of folks would not have the self-assurance to refocus their efforts to another occupation because they would lack the confidence to succeed or they would feel that they were wasting their education. This should not be the case though because life is really pretty short so why should time and effort be wasted when changing job direction can make all the difference in everyday enjoyment. When someone finds himself forced to make this kind of a decision it is a good idea to:
• Be certain that this is not just a temporary whim – All of us go through times in any job when it just seems so tiresome and demanding that it is tempting to quit. Major decisions like this need to be made deliberately and with great care in order to avoid regret later.
• Have an emergency fund that can see you and your family through at least six months – Unless there is a financial cushion to fall back on, it is extremely dangerous to leave a lucrative occupation in search of being fulfilled in another one. Monthly expenses continue regardless of how intermittent our income and it is best to prepare for the worst case scenario when changing jobs.
• Check to see that health care coverage overlaps so that all family members are covered during the transition – With medical costs so high and the fact that no one knows when they could face a health crisis, it would be very risky to lose health care coverage. One major illness or accident could wipe out family finances for a very long time so it is best not to put yourself or your family in that position.
• Do your homework if more education is needed – Anyone who discovers that more schooling is needed to be qualified for another job is often surprised at the amount of grants and scholarships available to him. Grants and scholarships are excellent due to the fact that they do not have to be paid back but are awarded because the person is uniquely qualified to receive them in some way. Another option is always of course, a student loan in order to pay for the extra instruction.
• Do not give up easily – When attempting something as life-changing as a major career change or redirection it is vital that a person not give up easily. A positive attitude can be a very powerful tool for the job seeker to possess because it allows a person to try and fail but continue to persevere in the quest to find his dream job.
Filed under Credit Repair by on Jul 30th, 2010. Comment.
Do you find yourself troubled by a problem that is entirely fixable but would be embarrassing to deal with? This is so for many. Some of life’s most common problems make us feel awkward or uncomfortable and as a result, we are reluctant to seek out a solution or the assistance of others. In many cases, these problems come with quick fixes, but because we are ashamed to admit we are suffering, the problem persists. In some cases, people feel as if they have done something wrong or failed as a person. In other instances, there is no fault but a person may feel like they are going to be made fun of. Even if solutions are mainstream, people may still avoid consulting the correct professional. Financial woes are an example of this. Even though a Cincinnati bankruptcy lawyer may be able to help a person get their finances under control, people ignore their financial problems. Cincinnati bankruptcy lawyers can help you find a solution for your troubling debt, so if you are faced with money problems, do not let the situation worsen.
Another problem that causes embarrassment is health-related. Sometimes health issues may be minor, but if the symptoms are perceived as embarrassing, it may be difficult to admit you are suffering.
For instance, problems like gas or incontinence can cause a person to avoid facing the problem with a doctor‘s assistance. If they were to speak to their doctor, they would soon learn the issue relates to a food allergy and can easily be avoided. In other cases, the problem may be an indication of a serious problem that could have been dealt with before becoming a major health crisis. In most cases, it is better to speak up sooner than later.
Another embarrassing problem related to health involves problems in the bedroom. If a man is struggling with impotency, he may feel inadequate. Even though he is suffering, it may be easier to ignore the problem. The cause may be minor, and there could be simple solutions. In some cases, stress is the main reason.
However, because it can be tough to admit there is an issue, many men continue to pretend there is no problem, creating emotional and relationship issues that could be avoided with a simple medical solution. If your problem is embarrassing, consider the consequences of avoiding it.
Filed under credit by on May 21st, 2010. Comment.
